3116 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3116 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,412 sqft · built 2011
Lot Size	0.233 acres (10,148 sqft)
Owner	2 Individual Names on File
Last Sale	$569,240 (May 2023)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A341230`

Property Details

APN / Parcel Number

Primary APN	`000A341230`
Alternative APNs	`03-1031-25-3-05-09-0000` `R619333` `A34123`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,412 sqft Living Area
Gross Area	4,014 sqft
1st Floor Area	2,007 sqft
Basement Area	2,007 sqft
Finished Basement	1,405 sqft
Unfinished Basement	602 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,148 sqft (0.233 acres)
View / Lot	Neighborhood / Spot
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3116 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 2ND FILING (09), S25, T01 N, R24 E, BLOCK 3, LOT 8
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 2ND FILING (09)
Legal Block	3
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3116 E Copper Ridge Loop is owned and occupied by two individuals who bought it in May 2023.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3116 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK OF MONTANA
Mar 5, 2021	Warranty Deed, Transfer · VA Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	20234048010
Prior Transfer Date	Oct 15, 2014
Prior Transfer Doc	0003721488
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 30, 2023
Property Address	3116 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0004048010
Map Reference	DOC 3458613
Instrument Date	May 30, 2023
Instrument	4048010
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3116 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251

Mortgage

Document Number	0004048011
Date	May 30, 2023
Instrument	4048011

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 5, 2021
Property Address	3116 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0003962411
Map Reference	DOC 3458613
Instrument Date	Mar 5, 2021
Instrument	3962411
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3116 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251

Mortgage

Document Number	0003962412
Date	Mar 5, 2021
Instrument	3962412

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3116 E Copper Ridge Loop was $4,594.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,100 Land $85,388 Building $514,712	$600,100 Land $85,388 Building $514,712
2025	$4,594.00
2023	$5,110.00	$572,700	$572,700 Land $69,414 Building $503,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3116 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 E Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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