303 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 303 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,864 sqft · built 1956
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$2,130,000 (Aug 2026)
Tax Bill	$8,777 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-147`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-147`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,864 sqft Base Area
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Unfinished Basement	1,864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Masonry / Concrete Block
Lot Area	65,776 sqft (1.51 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	3,472 sqft

Location & Zoning

Street Address	303 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 332.5FT OF LOTS 7, 8 & 9 & E 25FT OF N 332.5FT LOT 6 ALL IN BLK 40 TEUTOPOLIS & LOT 1 HABING THIRD SUB EXCEPT W 152FT 24000
Legal Subdivision	HABING THIRD SUB
Legal Block	40
Legal Lot Number	7-1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2049
Census Tract	950100

Owner

303 W Elm St is owned and occupied by two individuals who bought it in August 2026.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK FSB
Feb 13, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Dec 9, 2019	Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	20262892
Prior Transfer Date	Feb 7, 2024
Prior Transfer Doc	0000000449
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 3, 2026
Property Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225
Document Number	0000002892
Instrument Date	Jul 31, 2026
Instrument	20262892
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225

Mortgage

Document Number	0000002893,
Date	Aug 3, 2026
Instrument	20262893

Lender

Name	WASHINGTON SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 13, 2024
Property Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225
Document Number	202424000449
Instrument Date	Feb 7, 2024
Instrument	202424000449
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003558/188
Date	May 5, 2020
Book Page	3558/188
Instrument	202020002049

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 9, 2019
Property Address	303 W ELM ST, TEUTOPOLIS, IL 62467-1225
Document Number	003518/107
Book / Page	3518 / 107
Instrument Date	Dec 5, 2019
Instrument	201901905038
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 PARK HILLS DR, EFFINGHAM, IL 62401-3125

Mortgage

Document Number	201901905039
Date	Dec 9, 2019
Instrument	201901905039

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 303 W Elm St was $8,777 with a homeowner's exemption, up 7.1% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,777.00 (+7.13%) Homeowner's exemption	$159,230 (+1%) Land $35,960 Building $123,270	$477,690 (+1%) Land $107,880 Building $369,810
2024	$8,193.00	$144,750 Land $32,690 Building $112,060	$434,250 Land $98,070 Building $336,180
2022	Homeowner's exemption	$119,080 Land $26,890 Building $92,190	$357,240 Land $80,670 Building $276,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 303 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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