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312 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 312 Talbot Ave, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,000 sqft · built 1950
Lot Size0.296 acres (12,880 sqft)
Owner2 Individual Names on File
Last Sale$257,000 (May 2023)
Tax Bill$3,292 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-131151

Property Details

APN / Parcel Number

Primary APN07-131151
Alternative APNs
  • 7131151
  • 131151

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,000 sqft Total Area
AtticAttic
Attic Area625 sqft
Utility Area96 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,880 sqft (0.296 acres)
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number131151
Street Address312 TALBOT AVE
CityCAMBRIDGE
StateMD
Zip21613-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 12,880 SQ. FT. 312 TALBOT AVE CAMB
Legal SubdivisionGLASGOW ESTATE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4023
Census Tract970400

Owner

312 Talbot Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Dorchester County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address312 TALBOT AVE, CAMBRIDGE, MD 21613-1516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2023 · Amount on File
Deed SaleMay 24, 2023 · Amount on File
Prior SaleOct 22, 2010 · Amount on File
Deed Book / Page1812 / 369
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateMay 24, 2023
Property Address312 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number0018120369
Book / Page1812 / 369
Map ReferenceMB 1 FO 47
Instrument DateMay 4, 2023
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 TALBOT AVE, CAMBRIDGE, MD 21613-1516

Mortgage

Document Number0001812377
DateMay 24, 2023
Instrument1812-377
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 312 Talbot Ave was $3,292 with a homeowner's exemption, up 4.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,292.00 (+4.77%) Homeowner's exemption$205,700$273,700 Land $51,900 Building $221,800
2025$3,142.00 Homeowner's exemption
2023$2,747.00$151,500$171,700 Land $41,800 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Nearby Flood Policies60 units insured
incl. 24 condo units
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Talbot Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talbot Ave

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