317 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 317 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,097 sqft · built 1950
Lot Size	0.363 acres (15,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Mar 2024)
Tax Bill	$3,067 (2026)
Deeds & Mortgages	Mar 2024 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-126646`

Property Details

APN / Parcel Number

Primary APN	`07-126646`
Alternative APNs	`7126646` `126646`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,097 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,792 sqft (0.363 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	126646
Street Address	317 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L 82-15,792 SQ. FT. 317 TALBOT AVE. CAMBRIDGE
Legal Subdivision	GLASGLOW ESTATES A
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4022
Census Tract	970400

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 TALBOT AVE, CAMBRIDGE, MD 21613-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK
Aug 9, 2017	Deed, Transfer · Commercial Mortgage PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Book / Page	1866 / 218
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	MLB008380372
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 27, 2024
Property Address	317 TALBOT AVE, CAMBRIDGE, MD 21613-1515
Document Number	0018660218
Book / Page	1866 / 218
Map Reference	LB 1 FO 47
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Tax	$865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	W5802 JANISCH RD, STODDARD, WI 54658-9713

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 9, 2017
Property Address	317 TALBOT AVE, CAMBRIDGE, MD 21613-1515
Document Number	0014150362
Book / Page	1415 / 362
Map Reference	LB JFD1 FO47
Instrument Date	Aug 7, 2017
Instrument	1415-362
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	VENTURE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 TALBOT AVE, CAMBRIDGE, MD 21613-1515

Mortgage

Document Number	1415368
Date	Aug 9, 2017
Instrument	1415-368

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,067.00 (+2.51%)	$164,167 (+3.06%)	$173,900 (+9.17%) Land $52,200 Building $121,700
2025	$2,992.00 (+20.31%)	$159,300 (+18.38%) Land $42,100 Building $117,200	$159,300 (-) Land $42,100 Building $117,200
2023	$2,487.00	$134,567	$159,300 Land $42,100 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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