308 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 308 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1952
Lot Size	0.296 acres (12,880 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Jun 2018)
Tax Bill	$2,543 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-165196`

Property Details

APN / Parcel Number

Primary APN	`07-165196`
Alternative APNs	`7165196` `165196`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,880 sqft (0.296 acres)
Porch	Porch
Porch Area	96 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	165196
Street Address	308 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12,880 SQ. FT. 308 TALBOT AVE CAMBRIDGE
Legal Subdivision	GLASGOW ESTATE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4023
Census Tract	970400

Owner

308 Talbot Ave is owned and occupied by two individuals who acquired it in March 2025.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 25, 2021	Intrafamily Transfer, Transfer
Jun 22, 2018	Grant Deed SAGE TITLE GROUP LLC
May 16, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 31, 2017	Grant Deed, Transfer MIDATLANTIC SETTLEMENT SERVICES LL, MIDATLANTIC SETTLEMENT SVCS LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	May 16, 2018 · Amount on File
Deed Book / Page	1469 / 346
Last Transfer Date	Mar 31, 2025
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016010242
Date	Oct 14, 2020
Book Page	1601/242

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Oct 25, 2021
Property Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number	0016900386
Book / Page	1690 / 386
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516

June 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 22, 2018
Property Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number	0014690346
Book / Page	001469 / 000346
Instrument Date	May 8, 2018
Record Updated	Jul 9, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$96.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 TALBOT AVE CAMBRIDGE MD 216131516, CAMBRIDGE, MD 21613-1516

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 16, 2018
Property Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number	0014630124
Book / Page	1463 / 124
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CAMBRIDGE, MD 21804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516

Mortgage

Document Number	0001463132
Date	May 16, 2018
Instrument	1463/132

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 31, 2017
Property Address	308 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number	0014140061
Book / Page	001414 / 000061
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MIDATLANTIC SETTLEMENT SVCS LL

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	308 TALBOT AVE CAMBRIDGE MD 216131516, CAMBRIDGE, MD 21613-1516

Tax Assessment & Valuation

The 2026 property tax bill for 308 Talbot Ave was $2,543 with a homeowner's exemption, up 3.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,543.00 (+3.21%) Homeowner's exemption	$136,100 (+3.73%)	$145,900 (+11.2%) Land $51,900 Building $94,000
2025	$2,464.00 Homeowner's exemption	$131,200 Land $41,800 Building $89,400	$131,200 Land $41,800 Building $89,400
2023	$2,226.00 Homeowner's exemption	$120,467	$131,200 Land $41,800 Building $89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Talbot Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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