310 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 310 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,576 sqft · built 1945
Lot Size	0.296 acres (12,880 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2026)
Tax Bill	$3,213 (2026)
Deeds & Mortgages	Aug 2026 Sale Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-137818`

Property Details

APN / Parcel Number

Primary APN	`07-137818`
Alternative APNs	`7137818` `137818`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,576 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,880 sqft (0.296 acres)
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	137818
Street Address	310 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12,880 SQ. FT. 310 TALBOT AVE CAMB
Legal Subdivision	DORCHESTER COUNTY
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4023
Census Tract	970400

Owner

310 Talbot Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9825 WINDING TRAIL DR, OCEAN CITY, MD 21842-9332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed, Transfer EASTERN TITLE, EASTERN SHORE TITLE
Oct 10, 2023	Deed, Transfer · Stand-Alone First Mortgage JAMES SCHNEIDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Jun 27, 2024 · Amount on File
Deed Book / Page	2031 / 183
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 5, 2026
Property Address	310 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number	2031000183
Book / Page	2031 / 183
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	EASTERN TITLE, EASTERN SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$414,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9825 WINDING TRAIL DR, OCEAN CITY, MD 21842-9332

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 10, 2023
Property Address	310 TALBOT AVE, CAMBRIDGE, MD 21613-1516
Document Number	0018370483
Book / Page	1837 / 483
Map Reference	LB 1 FO 47
Instrument Date	Oct 10, 2023
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9891 COPPERVILLE RD, EASTON, MD 21601

Mortgage

Document Number	0001837489
Date	Oct 10, 2023
Instrument	1837-489

Lender

Name	JAMES SCHNEIDER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2024

Interest

Rate	12%

Tax Assessment & Valuation

The 2026 property tax bill for 310 Talbot Ave was $3,213 with a homeowner's exemption, up 4.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,213.00 (+4.76%) Homeowner's exemption	$221,800 (+35.82%)	$338,800 (+107.47%) Land $51,900 Building $286,900
2025	$3,067.00 Homeowner's exemption	$163,300 Land $41,800 Building $121,500	$163,300 Land $41,800 Building $121,500
2023	$2,828.00	$153,033	$163,300 Land $41,800 Building $121,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 310 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Talbot Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talbot Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures