Stanly County property record for 217 Main St W, Locust, NC 28097
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 2,957 sqft · built 1901 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Company Name on Record |
| Last Sale | $287,500 (Dec 2022) |
| Tax Bill | $3,620 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Line of Credit Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503327219 |
| Primary APN | 557503327219 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,957 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 306 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1527461 |
|---|---|
| Street Address | 217 MAIN ST W |
| City | LOCUST |
| State | NC |
| Zip | 28097-9704 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CC |
| Legal Description | BLDG 217 W MAIN ST BEULAH BUILDING 557503058 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 192, ALBEMARLE, NC 28002-0192 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 16, 2022 | Special Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK |
| Dec 30, 2021 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Deed Document Number | 2022453941 |
| Deed Book / Page | 1808 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 16, 2022 |
| Property Address | 217 MAIN ST W, LOCUST, NC 28097-9704 |
| Document Number | 0000453941 |
| Book / Page | 1808 / 301 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 453941 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 CHAUNCEY CIR, ASHEVILLE, NC 28803-8908 |
| Name | Verified Name |
|---|---|
| Address | 146 N 4TH ST, ALBEMARLE, NC 28001-4904 |
| Document Number | 0000453942 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 453942 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 217 MAIN ST W, LOCUST, NC 28097-9704 |
| Document Number | 0000441916 |
| Book / Page | 1770 / 963 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 441916 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 CHAUNCEY CIR, ASHEVILLE, NC 28803-8908 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,620.00 (+13.13%) | $393,539 (+34.01%) Land $245,700 Building $147,839 | $393,539 (+34.01%) Land $245,700 Building $147,839 |
| 2023 | $3,200.00 | $293,658 Land $182,520 Building $111,138 | $293,658 Land $182,520 Building $111,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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