312 Kain St, Ottawa, IL 61350 Property Records

LaSalle County property record for 312 Kain St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,955 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (May 2013)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Jul 2026 Foreclosure Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-35-407-001`

Property Details

APN / Parcel Number

Primary APN	`14-35-407-001`
Alternative APN	`13-35-477-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,955 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	312 KAIN ST
City	OTTAWA
State	IL
Zip	61350-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAIN'S DEER TIMBER SUB PHASE I, LT 8 SEC 35-34-3
Legal Range	03
Legal Township	34
Legal Section	35
Legal Subdivision	KAINS DEER TIMBER SUB PHASE 1
Legal Phase	1
Legal Lot Number	8
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1039
Census Tract	962600

Owner

312 Kain St is owned and occupied by an individual who bought it in May 2013.

Source: LaSalle County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	312 KAIN ST, OTTAWA, IL 61350-1159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Trustee's Deed, Foreclosure · Conventional Mortgage MORTGAGE MORTGAGE
Feb 17, 2023	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2013 · Amount on File
Deed Sale	May 17, 2013 · Amount on File
Prior Sale	Apr 12, 2012 · Amount on File
Deed Document Number	201310589
Record Updated	Sep 20, 2026

July 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 6, 2026
Property Address	312 KAIN ST, OTTAWA, IL 61350-1159
Document Number	0000006679
Instrument Date	Jun 26, 2026
Instrument	20266679
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	WHEATLAND TITLE, WHEATLAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,389.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 KAIN ST, OTTAWA, IL 61350-1159

Mortgage

Date	Jul 6, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Feb 17, 2023
Property Address	312 KAIN ST, OTTAWA, IL 61350-1159
Document Number	0202301553
Instrument Date	Feb 15, 2023
Instrument	2023-01553
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 KAIN ST, OTTAWA, IL 61350-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	312 KAIN ST, OTTAWA, IL 61350-1159

Tax Assessment & Valuation

The 2025 property tax bill for 312 Kain St was $7,646, up 2.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,646.00 (+2.58%)	$93,852 Land $17,941 Building $75,911	$281,556 Land $53,823 Building $227,733
2024	$7,454.00
2023		$79,513 (+0.84%) Land $15,200 Building $64,313	$238,539 (+0.84%) Land $45,600 Building $192,939
2022		$78,849 Land $16,335 Building $62,514	$236,547 Land $49,005 Building $187,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Kain St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Kain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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