305 Kain St, Ottawa, IL 61350 Property Records

LaSalle County property record for 305 Kain St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,710 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2021)
Tax Bill	$10,399 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-407-007`

Property Details

APN / Parcel Number

Primary APN	`14-35-407-007`
Alternative APN	`13-35-477-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,710 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	305 KAIN ST
City	OTTAWA
State	IL
Zip	61350-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAIN'S DEER TIMBER SUB PHASE 1, LT 5 SEC 35-34-3
Legal Range	03
Legal Township	34
Legal Section	35
Legal Subdivision	KAINS DEER TIMBER SUB PHASE 1
Legal Phase	1
Legal Lot Number	5
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1039
Census Tract	962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 KAIN ST, OTTAWA, IL 61350-1160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
May 23, 2018	Deed, Transfer · Conventional Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	20218944
Prior Transfer Date	May 10, 2010
Prior Transfer Doc	201010149
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 11, 2021
Property Address	305 KAIN ST, OTTAWA, IL 61350-1160
Document Number	202108944
Instrument Date	May 8, 2021
Instrument	2021-08944
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16505 SW 103RD CT, 16505, MIAMI, FL 33157-3149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 KAIN ST, OTTAWA, IL 61350-1160

Mortgage

Document Number	202108945
Date	Jun 11, 2021
Instrument	2021-08945

Lender

Name	HEARTLAND BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	May 23, 2018
Property Address	305 KAIN ST, OTTAWA, IL 61350-1160
Document Number	201806145
Instrument Date	Apr 30, 2018
Instrument	201806145
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 KAIN ST, OTTAWA, IL 61350-1160

Mortgage

Document Number	201806146
Date	May 23, 2018
Instrument	201806146

Lender

Name	HOMETOWN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,399.00 (+2.23%)	$118,676 (+4.26%) Land $17,941 Building $100,735	$356,028 (+4.26%) Land $53,823 Building $302,205
2024	$10,172.00	$113,827 (+13.21%) Land $17,208 Building $96,619	$341,481 (+13.21%) Land $51,624 Building $289,857
2023		$100,545 (+0.84%) Land $15,200 Building $85,345	$301,635 (+0.84%) Land $45,600 Building $256,035
2022		$99,706 Land $13,373 Building $86,333	$299,118 Land $40,119 Building $258,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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