308 Kain St, Ottawa, IL 61350 Property Records

LaSalle County property record for 308 Kain St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$8,906 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-407-002`

Property Details

APN / Parcel Number

Primary APN	`14-35-407-002`
Alternative APN	`13-35-477-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	308 KAIN ST
City	OTTAWA
State	IL
Zip	61350-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAIN'S DEER TIMBER SUB PHASE I, LT 9 SEC 35-34-3
Legal Range	03
Legal Township	34
Legal Section	35
Legal Subdivision	KAINS DEER TIMBER SUB PHASE 1
Legal Phase	1
Legal Lot Number	9
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1039
Census Tract	962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 KAIN ST, OTTAWA, IL 61350-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage OSB COMMUNITY BANK
Jun 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Nov 23, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMETOWN NATIONAL BANK
May 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023
Deed Sale	May 4, 2023
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20234193
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 4, 2023
Property Address	308 KAIN ST, OTTAWA, IL 61350-1159
Document Number	0202304193
Map Reference	DOC R93-10953
Instrument Date	Mar 30, 2023
Instrument	2023-04193
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 KAIN ST, OTTAWA, IL 61350-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 WRIGHT DR, UTICA, IL 61373-9520

Mortgage

Document Number	0202304194
Date	May 4, 2023
Instrument	2023-04194

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	363 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	308 KAIN ST, OTTAWA, IL 61350-1159
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907226
Date	Jun 20, 2019
Instrument	201907226

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2020

Interest

Rate Type	Fixed Rate

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 23, 2021
Property Address	308 KAIN ST, OTTAWA, IL 61350-1159
Document Number	0202118166
Instrument Date	Nov 15, 2021
Instrument	2021-18166
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Tax	$442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 HICKORY LN, 24, OSWEGO, IL 60543-9197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 KAIN ST, OTTAWA, IL 61350-1159
Investor	Possibly a Property Investor

Mortgage

Document Number	0202118167
Date	Nov 23, 2021
Instrument	2021-18167

Lender

Name	HOMETOWN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

Mortgage

Document Number	0202118371
Date	Nov 30, 2021
Instrument	2021-18371

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 10, 2019
Property Address	308 KAIN ST, OTTAWA, IL 61350-1159
Document Number	0201905443
Instrument Date	May 9, 2019
Instrument	201905443
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Tax	$38.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 KAIN ST, OTTAWA, IL 61350-1159

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,906.00 (-16.95%)	$102,500 (-3.05%) Land $19,408 Building $83,092	$307,500 (-3.05%) Land $58,224 Building $249,276
2024	$10,724.00
2023		$105,720 (+9.09%) Land $16,443 Building $89,277	$317,160 (+9.09%) Land $49,329 Building $267,831
2022		$96,911 Land $15,073 Building $81,838	$290,733 Land $45,219 Building $245,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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