302 Kain St, Ottawa, IL 61350 Property Records

LaSalle County property record for 302 Kain St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,695 sqft · built 1996
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2025)
Tax Bill	$9,750 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-407-003`

Property Details

APN / Parcel Number

Primary APN	`14-35-407-003`
Alternative APN	`13-35-477-003`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,695 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	302 KAIN ST
City	OTTAWA
State	IL
Zip	61350-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAIN'S DEER TIMBER SUB PHASE 1, LT 10 SEC 35-34-3
Legal Range	03
Legal Township	34
Legal Section	35
Legal Subdivision	KAINS DEER TIMBER SUB PHASE 1
Legal Phase	1
Legal Lot Number	10
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1039
Census Tract	962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 KAIN ST, OTTAWA, IL 61350-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Feb 14, 2023	Deed of Trust, Mortgage HUD
Dec 12, 2017	Deed, Transfer · FHA Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2025814
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	302 KAIN ST, OTTAWA, IL 61350-1159
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600746
Date	Jan 26, 2026
Instrument	2026-00746

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2046

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	302 KAIN ST, OTTAWA, IL 61350-1159
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301363
Date	Feb 14, 2023
Instrument	2023-01363

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 12, 2017
Property Address	302 KAIN ST, OTTAWA, IL 61350-1159
Document Number	201719664
Instrument Date	Dec 12, 2017
Instrument	201719664
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 KAIN ST, OTTAWA, IL 61350-1159

Mortgage

Document Number	201719665
Date	Dec 12, 2017
Instrument	201719665

Lender

Name	FIRST FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,750.00 (+2.24%)	$111,647 (+18.03%) Land $22,106 Building $89,541	$334,941 (+18.03%) Land $66,318 Building $268,623
2024	$9,536.00
2023		$94,590 (+9.09%) Land $18,729 Building $75,861	$283,770 (+9.09%) Land $56,187 Building $227,583
2022		$86,708 Land $17,168 Building $69,540	$260,124 Land $51,504 Building $208,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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