312 E Central St, Raymond, IA 50667 Property Records

Black Hawk County property record for 312 E Central St, Raymond, IA 50667

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,640 sqft · built 1899
Lot Size0.331 acres (14,400 sqft)
OwnerIndividual Name on Record
Tax Bill$2,218 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8812-02-106-014

Property Details

APN / Parcel Number

Primary APN8812-02-106-014

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,640 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialOther
Construction TypeFrame
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,400 sqft (0.331 acres)
Lot Dimensions120 ft deep x 120 ft wide
Garage TypeDetached
Garage Area984 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address312 E CENTRAL ST
CityRAYMOND
StateIA
Zip50667-7712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionO CONNOR ADDITION RAYMOND LOT 8
Legal Range12W
Legal Township88N
Legal Section02
Legal SubdivisionO CONNOR ADDITION RAYMOND
Legal Lot Number8
JurisdictionBLACK HAWK IA
Township / Civil DivisionPOYNER
Census Block Group3
Census Block3011
Census Tract2700

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 135, RAYMOND, IA 50667-0135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 16, 2014
Transfer Doc201500001603
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address312 E CENTRAL ST, RAYMOND, IA 50667-7712
Transaction TypeMortgage
Record UpdatedNov 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000008200
DateNov 1, 2019
Instrument202000008200
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityRaymond City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,218.00 (+12.25%) Homeowner's exemption$172,010 (+18.5%) Land $19,380 Building $152,630$172,010 (+18.5%) Land $19,380 Building $152,630
2024$1,976.00 (+15.69%)
2023$145,150 (+17.92%) Land $19,380 Building $125,770$145,150 (+17.92%) Land $19,380 Building $125,770
2022$1,708.00 Homeowner's exemption$123,090 Land $19,380 Building $103,710
2021$123,090 Land $19,380 Building $103,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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