306 E Central St, Raymond, IA 50667 Property Records

Black Hawk County property record for 306 E Central St, Raymond, IA 50667 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1949
Lot Size	0.478 acres (20,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8812-02-106-035`

Property Details

APN / Parcel Number

Primary APN	`8812-02-106-035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft
Basement Area	446 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,800 sqft (0.478 acres)
Lot Dimensions	260 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	228 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	306 E CENTRAL ST
City	RAYMOND
State	IA
Zip	50667-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O CONNOR ADDITION RAYMOND THAT PART LOTS 2 & 3 LYING E OF PROJECTION W LINE LOT 1 & W 20.01 FT VAC RICHARD ST LYING N OF
Legal Range	12W
Legal Township	88N
Legal Section	02
Legal Subdivision	O CONNOR ADDITION RAYMOND
Legal Lot Number	1-3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	POYNER
Census Block Group	3
Census Block	3011
Census Tract	2700

Owner

Source: Black Hawk County records · APN 8812-02-106-035

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 E CENTRAL ST, RAYMOND, IA 50667-7712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	306 E CENTRAL ST, RAYMOND, IA 50667-7712
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300006020
Date	Oct 12, 2022
Instrument	202300006020

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Raymond City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,830.00 Homeowner's exemption	$142,800 (+5.59%) Land $18,720 Building $124,080	$142,800 (+5.59%) Land $18,720 Building $124,080
2024	$1,830.00 (+13.95%)
2023		$135,240 (+16.42%) Land $18,720 Building $116,520	$135,240 (+16.42%) Land $18,720 Building $116,520
2022	$1,606.00 Homeowner's exemption	$116,170 Land $18,720 Building $97,450
2021			$116,170 Land $18,720 Building $97,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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