Black Hawk County property record for 303 E Central St, Raymond, IA 50667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,048 sqft · built 1990 |
| Lot Size | 0.255 acres (11,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Nov 2007) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-02-103-005 |
| Primary APN | 8812-02-103-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,048 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,115 sqft (0.255 acres) |
| Lot Dimensions | 117 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 315 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 303 E CENTRAL ST |
|---|---|
| City | RAYMOND |
| State | IA |
| Zip | 50667-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORNELIA A MILLERS ADDITION W 95 FT S 116 2/3 FT LOT 1 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 02 |
| Legal Subdivision | CORNELIA A MILLERS ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2700 |
303 E Central St is owned and occupied by two individuals who bought it in November 2007.
Source: Black Hawk County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 133, RAYMOND, IA 50667-0133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on File |
| Deed Sale | Nov 16, 2007 · Amount on File |
| Deed Document Number | 20072008010424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 303 E CENTRAL ST, RAYMOND, IA 50667-7712 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 303 E CENTRAL ST, RAYMOND, IA 50667-7712 |
| Document Number | 202300016233 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 202300016233 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 303 E CENTRAL ST, RAYMOND, IA 50667-7712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 303 E CENTRAL ST, RAYMOND, IA 50667-7712 |
| Document Number | 202200007414 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 202200007414 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 303 E Central St was $2,778 with a homeowner's exemption.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Raymond City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 Homeowner's exemption | $210,480 Land $17,860 Building $192,620 | $210,480 Land $17,860 Building $192,620 |
| 2024 | $2,778.00 | ||
| 2023 | $200,050 (+19.25%) Land $17,860 Building $182,190 | $200,050 Land $17,860 Building $182,190 | |
| 2022 | $2,376.00 Homeowner's exemption | $167,760 Land $17,860 Building $149,900 | |
| 2021 | $167,760 Land $17,860 Building $149,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 E Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 303 E Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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