308 E Central St, Raymond, IA 50667 Property Records

Black Hawk County property record for 308 E Central St, Raymond, IA 50667

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 1,288 sqft · built 2004
Lot Size0.424 acres (18,469 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2020)
Tax Bill$3,442 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8812-02-106-029

Property Details

APN / Parcel Number

Primary APN8812-02-106-029

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Finished Basement750 sqft
Unfinished Basement1,288 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,469 sqft (0.424 acres)
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
Deck Area488 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address308 E CENTRAL ST
CityRAYMOND
StateIA
Zip50667-7712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionO CONNOR ADDITION RAYMOND THAT PART OF LOTS 4,5,6&7 AND TH ELY 1/2 OF VACATED RICHARD ST ALL IN O'CONNOR ADD DESC AS FOL:COM
Legal Range12W
Legal Township88N
Legal Section02
Legal SubdivisionO CONNOR ADDITION RAYMOND
Legal Lot Number4-8
JurisdictionBLACK HAWK IA
Township / Civil DivisionPOYNER
Census Block Group3
Census Block3011
Census Tract2700

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 263, RAYMOND, IA 50667-0263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Deed Document Number20202100005686
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 15, 2020
Property Address308 E CENTRAL ST, RAYMOND, IA 50667-7712
Document Number202100005686
Instrument DateSep 14, 2020
Instrument202100005686
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4046 LOGAN AVE, WATERLOO, IA 50703-9689

Mortgage

Document Number202100005687
DateSep 15, 2020
Instrument202100005687
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Mortgage

Document Number202100005688
DateSep 15, 2020
Instrument202100005688
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 15, 2035

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityRaymond City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,442.00 Homeowner's exemption$258,360 (+5.28%) Land $16,960 Building $241,400$258,360 (+5.28%) Land $16,960 Building $241,400
2024$3,442.00 (+17%)
2023$245,400 (+19.39%) Land $16,960 Building $228,440$245,400 (+19.39%) Land $16,960 Building $228,440
2022$2,942.00 Homeowner's exemption$205,540 Land $16,960 Building $188,580
2021$205,540 Land $16,960 Building $188,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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