303 Derrick Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 303 Derrick Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,679 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on Record
Last Sale	$176,000 (Aug 2017)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2022 Line of Credit + 4 more
APN	`04-30-0-113-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-113-001`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,679 sqft Living Area
Basement Area	1,679 sqft
Unfinished Basement	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	192 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	303 DERRICK DR
City	O FALLON
State	IL
Zip	62269-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE ESTATES LOT/SEC-2 A02588347
Legal Subdivision	BROOKSIDE ESTATES
Legal Block	113
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1051
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	303 DERRICK DR, O FALLON, IL 62269-1097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 31, 2022	Deed of Trust, Mortgage · Line of Credit COASTLIFE CU
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST GNTY MTG CORP
Aug 4, 2017	Warranty Deed, Transfer · FHA Mortgage VINSON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	20172546364
Last Transfer Date	Aug 23, 2018
Transfer Doc	00A2588347
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	303 DERRICK DR, O FALLON, IL 62269-1097
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DERRICK DR, O FALLON, IL 62269-1097

Mortgage

Document Number	0A02798451
Date	Nov 20, 2023
Instrument	A02798451

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	303 DERRICK DR, O FALLON, IL 62269-1097
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DERRICK DR, O FALLON, IL 62269-1097

Mortgage

Document Number	0A02747924
Date	May 31, 2022
Instrument	A02747924

Lender

Name	COASTLIFE CU
Type	Credit Union
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	303 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2680774
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	303 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	00A2680774
Date	Dec 22, 2020
Instrument	2680774

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 28, 2018
Property Address	303 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2588347
Instrument Date	Aug 23, 2018
Instrument	2588347
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	303 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	303 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2579107
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	00A2579107
Date	Jun 12, 2018
Instrument	2579107

Lender

Name	FIRST GNTY MTG CORP
Address	TYSINS CORNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 4, 2017
Property Address	303 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2546364
Instrument Date	Jul 27, 2017
Instrument	2546364
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BEAU GON DR SWANSEA IL 622261504, SWANSEA, IL 62226-1504

Mortgage

Document Number	A2546365
Date	Aug 4, 2017
Instrument	2546365

Lender

Name	VINSON MTG SVCS
Type	Mortgage Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,780.00 (+9.18%) Homeowner's exemption	$86,199 (+9.62%) Land $17,500 Building $68,699	$258,597 (+9.62%) Land $52,500 Building $206,097
2024	$5,294.00	$78,634 (+22.55%) Land $15,964 Building $62,670	$235,902 (+22.55%) Land $47,892 Building $188,010
2022		$64,165 Land $13,027 Building $51,138	$192,495 Land $39,081 Building $153,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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