Harford County property record for 3044 Charles St, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,042 sqft · built 1990 |
| Lot Size | 4.35 acres (189,486 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,676 (Mar 2015) |
| Tax Bill | $4,407 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-081692 |
| Primary APN | 04-081692 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,042 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 189,486 sqft (4.35 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 201 sqft |
| Deck Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 081692 |
|---|---|
| Street Address | 3044 CHARLES ST |
| City | FALLSTON |
| State | MD |
| Zip | 21047-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 3 4.358 AC 3044 CHARLES STREET LD M ROBINSON P 56/39 |
| Legal Subdivision | LD ROBINSON M |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 304201 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3044 CHARLES ST, FALLSTON, MD 21047-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2015 · Amount on Record |
| Deed Sale | Mar 18, 2015 · Amount on Record |
| Prior Sale | Apr 12, 2013 · Amount on Record |
| Deed Book / Page | 11148 / 73 |
| Prior Transfer Date | Jan 10, 2015 |
| Prior Transfer Doc | 0111480078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3044 CHARLES ST, FALLSTON, MD 21047-1346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | CERTIFIED TITLE, CERTIFIED TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0145770446 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 14577/446 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3044 CHARLES ST, FALLSTON, MD 21047-1346 |
| Document Number | 0127190044 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3044 CHARLES ST FALLSTON MD 210471346, FALLSTON, MD 21047-1346 |
| Document Number | 0127190044 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 012719/000044 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2048 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,833 (+4.99%) | $461,800 (-) Land $138,700 Building $323,100 | |
| 2025 | $4,407.00 (+6.91%) Homeowner's exemption | $419,867 (+8.83%) | $461,800 (+15.77%) Land $138,700 Building $323,100 |
| 2023 | $385,800 | $398,900 Land $138,700 Building $260,200 | |
| 2022 | $4,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: Xfinity.
4G LTE (outdoors only), no 5G reported
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