3116 E 5th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3116 E 5th Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 2012
Lot Size0.246 acres (10,759 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Mar 2022)
Tax Bill$2,237 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23223-000-000

Property Details

APN / Parcel Number

Primary APN23223-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Heated Area
Gross Area1,140 sqft
1st Floor Area1,024 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,759 sqft (0.246 acres)
Lot Dimensions180 ft deep x 60 ft wide
PorchPorch
Porch Area116 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3116 E 5TH CT
CityPANAMA CITY
StateFL
Zip32401-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 4S 14W -215- MAP 118C2 BEG 409.2' E & 153.9' N OF SW COR OF NE1/4 OF NW1/4 FOR POB
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3030
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3116 E 5TH CT, PANAMA CITY, FL 32401-5215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 7, 2021Warranty Deed, Transfer
TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC
Aug 31, 2021Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2022 · Amount on Record
Deed SaleMar 7, 2022 · Amount on Record
Prior SaleDec 7, 2021 · Amount on Record
Deed Document Number2022016429
Deed Book / Page4532 / 2347
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 7, 2022
Property Address3116 E 5TH CT, PANAMA CITY, FL 32401-5215
Document Number0045322347
Book / Page4532 / 2347
Instrument DateFeb 24, 2022
Instrument2022016429
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyTRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3419 VIRGINIA BEACH BLVD, 3419, VIRGINIA BEACH, VA 23452-4419

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 E 5TH CT, PANAMA CITY, FL 32401-5215

Mortgage

Document Number0045322349
DateMar 7, 2022
Instrument4532/2349
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateDec 7, 2021
Property Address3116 E 5TH CT, PANAMA CITY, FL 32401-5215
Document Number0044952257
Book / Page4495 / 2257
Instrument DateDec 3, 2021
Instrument2021092838
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8086 WINERY CT, 8086, SAN JOSE, CA 95135-1450

Transferred To (Grantee/Buyer)

NameVerified Name
Address3419 VIRGINIA BEACH BLVD # 5331, 5331, VIRGINIA BEACH, VA 23452-4419

August 2021: Public Action, Foreclosure

Document TypePublic Action
JurisdictionBAY FL
Recording DateAug 31, 2021
Property Address3116 E 5TH CT, PANAMA CITY, FL 32401-5215
Document Number0044541847
Book / Page4454 / 1847
Instrument DateAug 31, 2021
Instrument2021067176
Transaction TypeForeclosure
Record UpdatedOct 11, 2021

Transaction

AmountAmount Recorded
Tax$296.10
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8086 WINERY CT, SAN JOSE, CA 95135-1450

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,237.00 (-3.16%)$141,096 (+8.08%) Land $20,670 Building $120,426$141,096 (+8.08%) Land $20,670 Building $120,426
2024$2,310.00 (+4.05%)$130,545 (+2.34%) Land $16,981 Building $113,564$130,545 (+2.34%) Land $16,981 Building $113,564
2023$2,220.00 (+136.67%)$127,556 (+150.09%) Land $13,992 Building $113,564$127,556 (+150.09%) Land $13,992 Building $113,564
2022$938.00$51,004 Land $13,038 Building $37,966$51,004 Land $13,038 Building $37,966

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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