Bay County property record for 2912 E 5th Ct, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 675 sqft · built 1942 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Company Name on Record |
| Last Sale | $25,000 (Aug 2017) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage Aug 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23269-000-000 |
| Primary APN | 23269-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 675 sqft Living Area |
| Gross Area | 773 sqft |
| 1st Floor Area | 675 sqft |
| Interior Walls | Wood |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Dimensions | 66 ft deep x 112 ft wide |
| Porch | Porch |
| Porch Area | 98 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2912 E 5TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5213 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC03 |
| Legal Description | 11 4S 14W -260- 118C2 BEG 409 N & 300 E OF SW COR OF SE1/4 OF NW1/4 OF NW1/4 TH E 132 N 66 W 132 S 66 TO POB ORB 3923 P 1675 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1700 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2310 S HIGHWAY 77, 110, LYNN HAVEN, FL 32444-4637 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 1, 2017 | Warranty Deed, Transfer GARBUTT EDGAR W TRUST (RT) |
| Aug 1, 2017 | Warranty Deed |
| May 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | Jul 1, 2017 · Amount on Record |
| Deed Document Number | 201743604 |
| Deed Book / Page | 3923 / 1675 |
| Prior Transfer Date | May 31, 2017 |
| Prior Transfer Doc | 0039050784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 2912 E 5TH CT, PANAMA CITY, FL 32401-5213 |
| Document Number | 0039231675 |
| Book / Page | 003923 / 001675 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 43604 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1809 MOUND AVE PANAMA CITY FL 324051147, PANAMA CITY, FL 32405-1147 |
| Document Number | 39231677 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 003923/001677 |
| Instrument | 43605 |
| Name | GARBUTT EDGAR W TRUST (RT) |
|---|---|
| Address | 20016 FRONT BEACH RD # 209, PANAMA CITY, FL 32413-4429 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 31, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 2912 E 5TH CT, PANAMA CITY, FL 32401-5213 |
| Document Number | 0039231673 |
| Book / Page | 003923 / 001673 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 43603 |
| Record Updated | Oct 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 639 MILLS LN CALLAWAY FL 324042628, CALLAWAY, FL 32404-2628 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 31, 2017 |
| Property Address | 2912 E 5TH CT, PANAMA CITY, FL 32401-5213 |
| Document Number | 0039050784 |
| Book / Page | 003905 / 000784 |
| Instrument Date | May 31, 2017 |
| Instrument | 30776 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 639 MILLS LN CALLAWAY FL 324042628, CALLAWAY, FL 32404-2628 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411.00 (+7.03%) | $24,245 (+21%) | $29,601 (+47.73%) Land $29,601 |
| 2024 | $384.00 (-25.73%) | ||
| 2023 | $517.00 (+6.38%) | $20,037 (+7.32%) Land $20,037 | $20,037 (+7.32%) Land $20,037 |
| 2022 | $486.00 | $18,671 Land $18,671 | $18,671 Land $18,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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