3112 E 5th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3112 E 5th Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1942
Lot Size0.214 acres (9,322 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (May 1997)
Tax Bill$451 (2025)
Deeds & MortgagesMar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN23229-000-000

Property Details

APN / Parcel Number

Primary APN23229-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Heated Area
Gross Area804 sqft
1st Floor Area720 sqft
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1942
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,322 sqft (0.214 acres)
Lot Dimensions167 ft deep x 56 ft wide
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Street Address3112 E 5TH CT
CityPANAMA CITY
StateFL
Zip32401-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 4S 14W -221- 118C2 BEG 285.2' E & 166.75' N OF NW COR OF SE1/4 OF NW1/4 TH E 56'
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3030
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3106 E 5TH CT, PANAMA CITY, FL 32401-5215
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 1997 · Amount on Record
Deed SaleMay 20, 1997 · Amount on Record
Deed Document Number0017090450
Deed Book / Page23229
Last Transfer DateMar 16, 2020
Transfer Doc0042330321
Record UpdatedJun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 16, 2020
Property Address3112 E 5TH CT, PANAMA CITY, FL 32401-5215
Document Number0042330321
Book / Page004233 / 000321
Instrument DateMar 13, 2020
Instrument19571
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3106 E 5TH CT PANAMA CITY FL 324015215, PANAMA CITY, FL 32401-5215

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$451.00 (-15.07%)$29,480 (+27.43%) Land $18,928 Building $10,552$29,480 (+27.43%) Land $18,928 Building $10,552
2023$531.00 (-10.15%)$23,135 (-19.4%) Land $12,812 Building $10,323$23,135 (-19.4%) Land $12,812 Building $10,323
2022$591.00$28,705 Land $11,939 Building $16,766$28,705 Land $11,939 Building $16,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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