Bay County property record for 3721 E 5th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 616 sqft · built 1940 |
| Lot Size | 0.267 acres (11,674 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $21,400 (Dec 2004) |
| Tax Bill | $281 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 23020-000-000 |
| Primary APN | 23020-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 616 sqft Heated Area |
| Gross Area | 848 sqft |
| 1st Floor Area | 616 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,674 sqft (0.267 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 48 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3721 E 5TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 4S 14W-18-118C1 BEG 752' W & 755' S OF NE COR TH S 130' W 90' N 130' E 90' TO BEG LESS |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3721 E 5TH CT, PANAMA CITY, FL 32401-5325 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on Record |
| Deed Sale | Dec 15, 2004 · Amount on Record |
| Prior Sale | Dec 15, 2004 · Amount on Record |
| Deed Document Number | 2004-094433 |
| Deed Book / Page | 2538 / 1820 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281.00 (-30.96%) Homeowner's exemption | $42,758 (+5.99%) | $55,162 (+26.37%) Land $29,376 Building $25,786 |
| 2023 | $407.00 (+31.29%) Homeowner's exemption | $40,343 (+15.32%) | $43,652 (+24.78%) Land $19,008 Building $24,644 |
| 2022 | $310.00 Homeowner's exemption | $34,983 Land $16,416 Building $18,567 | $34,983 Land $16,416 Building $18,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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