Monroe County property record for 31148 Ave C, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 2003 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Sep 2025) |
| Tax Bill | $4,623 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00301980-000000 |
| Primary APN | 00301980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Flooring | Plywood |
| Interior Walls | Masonry |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 672 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1374032 |
|---|---|
| Street Address | 31148 AVENUE C |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 17 LT 13 SANDS SUB PB1-65 BIG PINE KEY OR456-145/46 OR1185-508/12AG OR1591-1675 OR1704-296 OR1949-607 OR2209-2106 OR2264-415/20F/J OR2475-1428/29 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 17 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31148 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 2, 2025 | Warranty Deed, Transfer · VA Mortgage COAST2COAST MORTGAGE LLC |
| Jul 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Jul 19, 2010 · Amount on Record |
| Deed Document Number | 20252513757 |
| Deed Book / Page | 3343 / 28 |
| Prior Transfer Date | Sep 26, 2006 |
| Prior Transfer Doc | 0024751428 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 2, 2025 |
| Property Address | 31148 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Document Number | 0033430028 |
| Book / Page | 3343 / 28 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2513757 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1650 HELLENGA DR, BIG PINE KEY, FL 33043-5047 |
| Name | Verified Name |
|---|---|
| Address | 31148 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Document Number | 0000334330 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 3343/30 |
| Name | COAST2COAST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31148 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | ALL STAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0028631825 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 2863/1825 |
| Instrument | 2130609 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487,284 (-0.03%) Land $220,000 Building $267,284 | $487,284 (-0.03%) Land $220,000 Building $267,284 | |
| 2024 | $4,623.00 (+8.9%) | $487,439 (+6.65%) Land $226,250 Building $261,189 | $487,439 (+6.65%) Land $226,250 Building $261,189 |
| 2023 | $4,245.00 (+8.37%) | $457,060 (+11.2%) Land $207,500 Building $249,560 | $457,060 (+11.2%) Land $207,500 Building $249,560 |
| 2022 | $3,917.00 | $411,023 Land $160,000 Building $251,023 | $411,023 Land $160,000 Building $251,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures