3112 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3112 Viola Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,510 sqft · built 1999
Lot Size	0.276 acres (12,023 sqft)
Owner	Company Name on Record
Last Sale	$307,000 (Oct 2021)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-196`

Property Details

APN / Parcel Number

Primary APN	`09-345-196`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,510 sqft Living Area
Gross Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3112 VIOLA LN
City	MONROE
State	NC
Zip	28110-5215
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15SU MON
Legal Description	#15 LONG BROOKE OPCF449
Legal Subdivision	LONG BROOKE
Legal Lot Number	15
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	20403

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 13, 2021	Special Warranty Deed, Transfer
Sep 13, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Mar 26, 2020	Deed of Trust, Mortgage ATTORNEY ONLY
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	202148922
Deed Book / Page	8278 / 263
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3112 VIOLA LN, MONROE, NC 28110-5215
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006904254
Date	Mar 31, 2017
Book Page	6904/254
Instrument	0008843

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3112 VIOLA LN, MONROE, NC 28110-5215
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007320684
Date	Feb 28, 2019
Book Page	7320/684
Instrument	0004902

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MATTHEWS, NC 28106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 13, 2021
Property Address	3112 VIOLA LN, MONROE, NC 28110-5215
Document Number	0008278263
Book / Page	8278 / 263
Map Reference	CAB F FILE 449
Instrument Date	Oct 5, 2021
Instrument	48922
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$614.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 13, 2021
Property Address	3112 VIOLA LN, MONROE, NC 28110-5215
Document Number	0008239289
Book / Page	8239 / 289
Map Reference	CAB F FILE 449
Instrument Date	Sep 3, 2021
Instrument	43255
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1912 SHADY LN, 1912, MONROE, NC 28110-9150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3112 VIOLA LN, MONROE, NC 28110-5215
Document Number	7631356
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 VIOLA LN MONROE NC 281105215, MONROE, NC 28110-5215

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 20, 2019
Property Address	3112 VIOLA LN, MONROE, NC 28110-5215
Document Number	0007397225
Book / Page	7397 / 225
Map Reference	CAB F FILE 449
Instrument Date	Jun 20, 2019
Instrument	0017311
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	BARRISTERS TTL OF CAROLINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3324 OSCAR DR, 3324, MATTHEWS, NC 28105-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 VIOLA LN, MONROE, NC 28110-5215

Mortgage

Document Number	0000017312
Date	Jun 20, 2019
Instrument	0017312

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (+13.67%)	$307,200 (+41.83%) Land $69,600 Building $237,600	$307,200 (+41.83%) Land $69,600 Building $237,600
2023	$2,362.00	$216,600 Land $39,200 Building $177,400	$216,600 Land $39,200 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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