3108 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3108 Viola Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 bd · 3 ba · 1,875 sqft · built 2001
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Aug 2001)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-197`

Property Details

APN / Parcel Number

Primary APN	`09-345-197`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,875 sqft Living Area
Gross Area	2,255 sqft
1st Floor Area	1,585 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	73 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3108 VIOLA LN
City	MONROE
State	NC
Zip	28110-5215
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15SU MON
Legal Description	#16 LONG BROOK
Legal Subdivision	LONG BROOKE
Legal Lot Number	16
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	20403

Owner

3108 Viola Ln, a rural home, is owned and occupied by two individuals who bought it in August 2001.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3108 VIOLA LN, MONROE, NC 28110-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2001 · Amount on File
Deed Sale	Aug 1, 2001 · Amount on File
Prior Sale	Mar 14, 2001 · Amount on File
Deed Document Number	200163487
Deed Book / Page	1616 / 784
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3108 VIOLA LN, MONROE, NC 28110-5215
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008485648
Date	May 25, 2022
Book Page	8485/648
Instrument	19018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3108 VIOLA LN, MONROE, NC 28110-5215
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 VIOLA LN, MONROE, NC 28110-5215

Mortgage

Document Number	0008981605
Date	Sep 25, 2024
Book Page	8981/605
Instrument	22938

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Viola Ln was $3,592, up 12.7% from the year before.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,900 (-) Land $69,600 Building $341,300	$410,900 (-) Land $69,600 Building $341,300
2025	$3,592.00 (+12.71%)	$410,900 (+40.57%) Land $69,600 Building $341,300	$410,900 Land $69,600 Building $341,300
2024	$3,187.00 (+18.52%)	$292,300 (+18.53%) Land $39,200 Building $253,100
2023	$2,689.00	$246,600 Land $39,200 Building $207,400	$246,600 Land $39,200 Building $207,400
2021			$292,300 Land $39,200 Building $253,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Viola Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Viola Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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