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3101 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3101 Viola Ln, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 ba · 1,885 sqft · built 2000
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on File
Last Sale$288,000 (Aug 2021)
Tax Bill$3,147 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-345-215

Property Details

APN / Parcel Number

Primary APN09-345-215

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,885 sqft Living Area
Gross Area2,265 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area12,284 sqft (0.282 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area178 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3101 VIOLA LN
CityMONROE
StateNC
Zip28110-5216
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-15SU MON
Legal Description#33 LONG BROOKE OPCF449
Legal SubdivisionLONG BROOKE
Legal Lot Number33
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2006
Census Tract20403

Owner

Source: Union County assessment roll, APN 09-345-215, as of March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3101 VIOLA LN, MONROE, NC 28110-5216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleJun 01, 2016 · Amount on Record
Deed Document Number202140186
Deed Book / Page8217 / 526
Prior Transfer DateJan 13, 2014
Prior Transfer Doc6165315
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 25, 2021
Property Address3101 VIOLA LN, MONROE, NC 28110-5216
Document Number8217526
Book / Page8217 / 526
Map ReferenceCAB F FILE 449
Instrument DateAug 25, 2021
Instrument40186
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyINVESTORS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$576.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1225 SAINT JOHNS AVE, 1225, MATTHEWS, NC 28104-6749

Transferred To (Grantee/Buyer)

NameVerified Name
Address3101 VIOLA LN, MONROE, NC 28110-5216

Mortgage

Document Number40187
DateAug 25, 2021
Instrument40187
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Mortgage

Document Number0008217541
DateAug 25, 2021
Book Page8217/541
Instrument40188
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
Address28066
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll as of March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,147.00 (+15.7%)$360,100 (+44.33%) Land $69,600 Building $290,500$360,100 (+44.33%) Land $69,600 Building $290,500
2024$2,720.00$249,500 (-) Land $39,200 Building $210,300
2023$2,720.00$249,500 Land $39,200 Building $210,300$249,500 (-) Land $39,200 Building $210,300
2021$249,500 Land $39,200 Building $210,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 89 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0190010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MONROE
serves 43,081 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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