3109 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3109 Viola Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,611 sqft · built 1999
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2003)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-217`

Property Details

APN / Parcel Number

Primary APN	`09-345-217`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	2,011 sqft
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3109 VIOLA LN
City	MONROE
State	NC
Zip	28110-5216
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15SU MON
Legal Description	#35 LONG BROOKE
Legal Subdivision	LONG BROOKE
Legal Lot Number	35
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 VIOLA LN, MONROE, NC 28110-5216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2003 · Amount on Record
Deed Sale	Jul 22, 2003 · Amount on Record
Prior Sale	May 20, 2002 · Amount on Record
Deed Document Number	200334242
Deed Book / Page	3146 / 867
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3109 VIOLA LN, MONROE, NC 28110-5216
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008272570
Date	Oct 8, 2021
Book Page	8272/570
Instrument	48115

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	26111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,200 (-) Land $69,600 Building $257,600	$327,200 (-) Land $69,600 Building $257,600
2025	$2,860.00 (+14.35%)	$327,200 (+42.63%) Land $69,600 Building $257,600	$327,200 (+42.63%) Land $69,600 Building $257,600
2024	$2,501.00	$229,400 (-) Land $39,200 Building $190,200
2023	$2,501.00	$229,400 Land $39,200 Building $190,200	$229,400 (-) Land $39,200 Building $190,200
2021			$229,400 Land $39,200 Building $190,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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