Bay County property record for 3111 E 2nd Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 2006 |
| Lot Size | 0.223 acres (9,713 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,000 (May 2017) |
| Tax Bill | $2,119 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23810-001-000 |
| Primary APN | 23810-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| 1st Floor Area | 1,735 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,713 sqft (0.223 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3111 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD PLAT LOT 9 & W 15 LOT 8 BLK 4 ORB 4796 P 374 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD PLAT |
| Legal Block | 4 |
| Legal Lot Number | 9,8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1000 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3111 E 2DN PL, PANAMA CITY, FL 32401 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 26, 2024 | Intrafamily Transfer, Transfer |
| May 10, 2017 | Grant Deed, Transfer · FHA Mortgage SMARTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Prior Sale | Jun 30, 2010 |
| Deed Document Number | 201726584 |
| Deed Book / Page | 3899 / 917 |
| Last Transfer Date | Apr 26, 2024 |
| Transfer Doc | 0047960374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 26, 2024 |
| Property Address | 3111 E 2ND PL, PANAMA CITY, FL 32401-5615 |
| Document Number | 0047960374 |
| Book / Page | 4796 / 374 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024024364 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3111 E 2ND PL, PANAMA CITY, FL 32401-5615 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 10, 2017 |
| Property Address | 3111 E 2ND PL, PANAMA CITY, FL 32401-5615 |
| Document Number | 0038990917 |
| Book / Page | 003899 / 000917 |
| Instrument Date | May 3, 2017 |
| Instrument | 26584 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3111 E 2ND PL PANAMA CITY BEACH FL 324015615, PANAMA CITY BEACH, FL 32401-5615 |
| Document Number | 38990920 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 003899/000920 |
| Instrument | 26585 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2047 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,119.00 (-4.64%) | $133,649 (+9.72%) Land $25,350 Building $108,299 | $133,649 (+9.72%) Land $25,350 Building $108,299 |
| 2024 | $2,222.00 (+2.59%) | ||
| 2023 | $2,166.00 (+15.83%) | $121,807 (+10.93%) Land $17,355 Building $104,452 | $121,807 (+10.93%) Land $17,355 Building $104,452 |
| 2022 | $1,870.00 | $109,803 Land $14,300 Building $95,503 | $109,803 Land $14,300 Building $95,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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