Bay County property record for 3108 E 2nd Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1949 |
| Lot Size | 0.228 acres (9,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Jun 2002) |
| Tax Bill | $1,110 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23861-000-000 |
| Primary APN | 23861-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Gross Area | 968 sqft |
| 1st Floor Area | 864 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,975 sqft (0.228 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 104 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3108 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD PLAT (18.5) N 100' LOTS 18,19 BLK 11 ORB 1751 P 850 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | 11 |
| Legal Lot Number | 18,19 19 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1000 |
3108 E 2nd Pl is owned by an individual who bought it in June 2002.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 909 CYPRESS AVE, PANAMA CITY, FL 32401-4253 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2002 · Amount on File |
| Deed Sale | Jun 28, 2002 · Amount on File |
| Deed Document Number | 2002-039276 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3108 E 2nd Pl was $1,110, down 7.8% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,110.00 (-7.81%) | $87,806 (+8.26%) Land $33,150 Building $54,656 | $87,806 (+8.26%) Land $33,150 Building $54,656 |
| 2024 | $1,204.00 (+8.66%) | $81,107 (+8.84%) Land $29,665 Building $51,442 | $81,107 (+8.84%) Land $29,665 Building $51,442 |
| 2023 | $1,108.00 (+29.44%) | $74,517 (+62.86%) Land $22,695 Building $51,822 | $74,517 (+62.86%) Land $22,695 Building $51,822 |
| 2022 | $856.00 | $45,755 Land $18,700 Building $27,055 | $45,755 Land $18,700 Building $27,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3108 E 2nd Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3108 E 2nd Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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