Bay County property record for 1010 E 2nd Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,020 sqft · built 1950 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $153,000 (Apr 2026) |
| Tax Bill | $165 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21988-000-000 |
| Primary APN | 21988-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,284 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Driveway |
| Driveway Area | 360 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 120 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1010 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | COVE TERRACE 3RD ADD. LOT 2 BLK C ORB 4326 P 891 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | COVE TERRACE 3RD ADD |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1900 |
Source: Bay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6323 THOMAS DR, 1004, PANAMA CITY, FL 32408-5656 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer 850 TITLE |
| Nov 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Deed Document Number | 202621605 |
| Deed Book / Page | 5022 / 2380 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0043260891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 1010 E 2ND PL, PANAMA CITY, FL 32401-3840 |
| Document Number | 0050222380 |
| Book / Page | 5022 / 2380 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.21605 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | 850 TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $108,171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6323 THOMAS DR, 1004, PANAMA CITY, FL 32408-5656 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 18, 2020 |
| Property Address | 1010 E 2ND PL, PANAMA CITY, FL 32401-3840 |
| Document Number | 0043260891 |
| Book / Page | 004326 / 000891 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 78025 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 E 2ND PL PANAMA CITY FL 324013840, PANAMA CITY, FL 32401-3840 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165.00 (+5.1%) Homeowner's exemption Additional exemption filed | $56,074 (+5.99%) | $164,625 (+21.01%) Land $67,415 Building $97,210 |
| 2024 | $157.00 (-47.32%) | ||
| 2023 | $298.00 (+26.81%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $52,907 (+79.25%) | $136,037 (+101.48%) Land $58,200 Building $77,837 |
| 2022 | $235.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $29,516 | $67,518 Land $50,537 Building $16,981 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1995–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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