Bay County property record for 1009 E 2nd Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1952 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Aug 2005) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22047-000-000 |
| Primary APN | 22047-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,538 sqft Heated Area |
| Gross Area | 2,086 sqft |
| 1st Floor Area | 1,538 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,799 sqft (0.201 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1009 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | COVE TERRACE 3RD ADD LOT 23 BLK G ORB 4570 P 172 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | COVE TERRACE |
| Legal Block | G |
| Legal Lot Number | 23 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1900 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1009 E 2ND PL, PANAMA CITY, FL 32401-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2005 · Amount on Record |
| Deed Sale | Aug 24, 2005 · Amount on Record |
| Prior Sale | Aug 24, 2005 · Amount on Record |
| Deed Document Number | 0026612257 |
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 0045700172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 27, 2022 |
| Property Address | 1009 E 2ND PL, PANAMA CITY, FL 32401-3839 |
| Document Number | 0045700172 |
| Book / Page | 4570 / 172 |
| Map Reference | MB 7 PG 60 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022040801 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1325 S CROWE ST, 1325, VISALIA, CA 93277-2105 |
| Name | Verified Name |
|---|---|
| Address | 1009 E 2ND PL, PANAMA CITY, FL 32401-3839 |
| Document Number | 0004570175 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 4570/175 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2042 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 (-10.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $127,296 (+5.99%) | $157,744 (+22.07%) Land $49,484 Building $108,260 |
| 2023 | $1,421.00 (+3.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $120,105 (+3%) | $129,219 (+10.82%) Land $42,720 Building $86,499 |
| 2022 | $1,367.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $116,607 Land $37,095 Building $79,512 | $116,607 Land $37,095 Building $79,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1995–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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