311 Borders Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 311 Borders Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1999
Lot Size	0.962 acres (41,905 sqft)
Owner	Individual Name on Record
Last Sale	$40,500 (Aug 2015)
Tax Bill	$1,105 (2026)
Deeds & Mortgages	Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`52559`

Property Details

APN / Parcel Number

Primary APN	`52559`
Alternative APNs	`1338723` `1152275`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	41,905 sqft (0.962 acres)
Porch	Slab
Porch Area	288 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1152275
Street Address	311 BORDERS RD
State	NC
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.962 AC PB20-166 ROSS SD
Legal Subdivision	ROSS
Legal Block	1
Legal Lot Number	110
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3008
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 BORDERS RD, SHELBY, NC 28152-0919
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	20157685
Deed Book / Page	1703 / 2301
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 22, 2021
Property Address	311 BORDERS RD, SHELBY, NC 28152-0919
Document Number	0018332492
Book / Page	1833 / 2492
Map Reference	MB 20 PG 166
Instrument Date	Feb 19, 2021
Instrument	200051173
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 BORDERS RD, SHELBY, NC 28152-0919

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,105.00 (+4.25%)	$106,607 (-) Land $18,330 Building $88,277	$106,607 (-) Land $18,330 Building $88,277
2025	$1,060.00	$106,607 (+66.57%) Land $18,330 Building $88,277	$106,607 (+66.57%) Land $18,330 Building $88,277
2023		$64,001 Land $15,110 Building $48,891	$64,001 Land $15,110 Building $48,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20