305 Borders Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 305 Borders Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,475 sqft · built 1991
Lot Size	1.37 acres (59,968 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,741 (2026)
Flood Zone	Zone X (minimal risk)
APN	`22282`

Property Details

APN / Parcel Number

Primary APN	`22282`
Alternative APN	`11862701`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,475 sqft Finished Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	59,968 sqft (1.37 acres)
Lot Dimensions	330 ft deep x 266 ft wide
Garage Type	Mixed
Garage Area	1,271 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	264 sqft
Deck Area	192 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	11862701
Street Address	305 BORDERS RD
City	SHELBY
State	NC
Zip	28152-0919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#2 PB36-194 RD 2047
Legal Subdivision	JOHN H JOHNSON & C G JOHNSON
Legal Block	1
Legal Lot Number	13L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3008
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 BORDERS RD, SHELBY, NC 28152-0919
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,741.00 (+2.47%)	$170,808 (-) Land $23,359 Building $147,449	$170,808 (-) Land $23,359 Building $147,449
2025	$1,699.00	$170,808 (+80.23%) Land $23,359 Building $147,449	$170,808 (+80.23%) Land $23,359 Building $147,449
2023		$94,774 Land $20,134 Building $74,640	$94,774 Land $20,134 Building $74,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20