Cleveland County property record for 304 Borders Rd, Shelby, NC 28152
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.514 acres (22,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $185 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43255 |
| Primary APN | 43255 |
|---|---|
| Alternative APN |
|
| Lot Area | 22,400 sqft (0.514 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 112 ft wide |
| Account Number | 1144548 |
|---|---|
| Street Address | 304 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0919 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R20 |
| Legal Description | #27PB17-106RUCKERDNSSECII |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950701 |
304 Borders Rd, residential vacant land, is owned by two individuals.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 BORDERS RD, SHELBY, NC 28152-0919 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 304 Borders Rd was $185.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185.00 | $18,648 (-) Land $18,648 | $18,648 (-) Land $18,648 |
| 2025 | $185.00 | $18,648 Land $18,648 | $18,648 Land $18,648 |
| 2023 | $16,783 Land $16,783 | $16,783 Land $16,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Borders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Borders Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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