409 Borders Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 409 Borders Rd, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property Type	Residential Vacant Land
Details	1,232 sqft · built 1961
Lot Size	2.54 acres (110,686 sqft)
Owner	Individual Name on File
Tax Bill	$148 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`22281`

Property Details

APN / Parcel Number

Primary APN	`22281`
Alternative APN	`1319440`

Interior

Stories	1 Story
Building Area	1,232 sqft Finished Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1987
Exterior Material	Brick
Lot Area	110,686 sqft (2.54 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1319440
Street Address	409 BORDERS RD
City	SHELBY
State	NC
Zip	28152-0920
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	2.541AC
Legal Block	1
Legal Lot Number	12LC
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3001
Census Tract	950701

Owner

Source: Cleveland County records · APN 22281

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8082 MINTWOOD DR, HICKORY, NC 28602-8556
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 01, 2018
Property Address	409 BORDERS RD, SHELBY, NC 28152-0920
Document Number	0017620121
Book / Page	001762 / 000121
Instrument Date	Jan 19, 2018
Instrument	10752
Transaction Type	Transfer
Record Updated	Mar 15, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8082 MINTWOOD DR HICKORY NC 286028556, HICKORY, NC 28602-8556

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,363 (-) Land $23,363	$23,363 (-) Land $23,363
2025	$148.00	$23,363 (-77.35%) Land $23,363	$23,363 (-77.35%) Land $23,363
2023		$103,168 Land $33,096 Building $70,072	$103,168 Land $33,096 Building $70,072

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.