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3109 Susan Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3109 Susan Dr, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,759 sqft · built 2015
Lot Size0.313 acres (13,666 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jul 2019)
Tax Bill$1,614 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-988-4462-4

Property Details

APN / Parcel Number

Primary APNC56-000-988-4462-4
Alternative APN
  • 34-4N-23-1200-000A-0070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,759 sqft Heated Area
Gross Area2,315 sqft
1st Floor Area1,759 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,666 sqft (0.313 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3109 SUSAN DR
CityCRESTVIEW
StateFL
Zip32539-9019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLANDS OF WHISPERING PINES LOT 7 BLK A
Legal Range23
Legal Township04N
Legal Section34
Legal SubdivisionTHE WOODLANDS OF WHISPERING PINES
Legal BlockA
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1007
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-988-4462-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3109 SUSAN DR, CRESTVIEW, FL 32539-9019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Warranty Deed, Transfer · VA Mortgage
REGIONS BANK
Feb 09, 2017Deed of Trust, Mortgage · VA Mortgage
INTERCAP LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2019 · Amount on Record
Deed SaleJul 17, 2019 · Amount on Record
Prior SaleJun 17, 2015 · Amount on Record
Deed Document Number3291889
Deed Book / Page3409 / 2080
Record UpdatedJun 08, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 17, 2019
Property Address3109 SUSAN DR, CRESTVIEW, FL 32539-9019
Document Number0034092080
Book / Page3409 / 2080
Map ReferenceMB 23 PG 81
Instrument DateJul 12, 2019
Instrument3291889
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyVINTAGE TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3109 SUSAN DR, 3109, CRESTVIEW, FL 32539-9019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 SUSAN DR, CRESTVIEW, FL 32539-9019

Mortgage

Document Number0034092082
DateJul 17, 2019
Instrument3409-2082
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3109 SUSAN DR, CRESTVIEW, FL 32539-9019
Document Number0032872109
Book / Page003287 / 002109
Instrument DateFeb 09, 2017
Transaction TypeMortgage
Record UpdatedMar 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3109 SUSAN DR CRESTVIEW FL 325399019, CRESTVIEW, FL 32539-9019

Mortgage

Document Number0032872109
DateFeb 15, 2017
Book Page003287/002109
Instrument3117778
Lender
NameINTERCAP LNDG
AddressALISO VIEJO, CA 92656
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 14, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,614.00 (+6.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$197,812 (+5.99%)$225,356 (-15.36%) Land $30,365 Building $194,991
2023$1,512.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$186,638 (+3%)$266,260 (+6.67%) Land $25,799 Building $240,461
2022$1,473.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$181,202$249,621 Land $24,111 Building $225,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 820 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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