Okaloosa County property record for 3104 Susan Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,107 sqft · built 2015 |
| Lot Size | 0.445 acres (19,387 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Jun 2023) |
| Tax Bill | $124 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-988-4485-5 |
| Primary APN | C56-000-988-4485-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,107 sqft Heated Area |
| Gross Area | 3,003 sqft |
| 1st Floor Area | 2,107 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 19,387 sqft (0.445 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 455 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3104 SUSAN DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLANDS OF WHISPERING PINES LOT 13 BLK B |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | THE WOODLANDS OF WHISPERING PINES |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3104 SUSAN DR, CRESTVIEW, FL 32539-9059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 10, 2020 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Jun 22, 2022 · Amount on Record |
| Deed Document Number | 3631123 |
| Deed Book / Page | 3680 / 2199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 22, 2022 |
| Property Address | 3104 SUSAN DR, CRESTVIEW, FL 32539-9059 |
| Document Number | 0036283835 |
| Book / Page | 3628 / 3835 |
| Map Reference | MB 23 PG 81 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 3559080 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3104 SUSAN DR, 3104, CRESTVIEW, FL 32539-9059 |
| Name | Verified Name |
|---|---|
| Address | 102 PAULA AVE N, LEHIGH ACRES, FL 33971-1925 |
| Document Number | 0036283837 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 3628/3837 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 10, 2020 |
| Property Address | 3104 SUSAN DR, CRESTVIEW, FL 32539-9059 |
| Document Number | 0034674933 |
| Book / Page | 3467 / 4933 |
| Map Reference | MB 23 PG 81 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 3364665 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3104 SUSAN DR, 3104, CRESTVIEW, FL 32539-9059 |
| Name | Verified Name |
|---|---|
| Address | 1208 OAKHURST RD, CANNON AFB, NM 88101-4425 |
| Document Number | 0034674935 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 3467/4935 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124.00 (-96.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $273,248 (-15.44%) Land $38,579 Building $234,669 | $273,248 (-15.44%) Land $38,579 Building $234,669 |
| 2023 | $3,220.00 (+54.21%) | $323,127 (+34.95%) Land $32,777 Building $290,350 | $323,127 (+6.28%) Land $32,777 Building $290,350 |
| 2022 | $2,088.00 Homeowner's exemption | $239,443 | $304,029 Land $29,174 Building $274,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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