3106 Susan Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3106 Susan Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,545 sqft · built 2015
Lot Size0.257 acres (11,186 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Aug 2020)
Tax Bill$2,259 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-988-4484-8

Property Details

APN / Parcel Number

Primary APNC56-000-988-4484-8
Alternative APNs
  • 34-4N-23-1200-000B-0120
  • 23N4341200000B0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,545 sqft Living Area
Gross Area2,065 sqft
1st Floor Area1,545 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,186 sqft (0.257 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3106 SUSAN DR
CityCRESTVIEW
StateFL
Zip32539-9059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLANDS OF WHISPERING PINES LOT 12 BLK B
Legal Range23W
Legal Township04N
Legal Section34
Legal SubdivisionWOODLANDS OF WHISPERING PINES
Legal BlockB
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1011
Census Tract20303

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 COLUMBIA CT, EDWARDS, CA 93523-2620
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleJul 29, 2015 · Amount on Record
Deed Document Number20203380917
Deed Book / Page3482 / 2787
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 11, 2020
Property Address3106 SUSAN DR, CRESTVIEW, FL 32539-9059
Document Number0034822787
Book / Page3482 / 2787
Map ReferenceMB 23 PG 81
Instrument DateAug 4, 2020
Instrument3380917
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1960 N MAIN ST # ST205, 1960, WALNUT CREEK, CA 94596-3733

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 ALDER AVE SE APT A, A, FORT WALTON BEACH, FL 32548-7297

Mortgage

Document Number0034822788
DateAug 11, 2020
Instrument3482/2788
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,259.00 (-1.27%)$224,352 (-6.49%) Land $30,365 Building $193,987$224,352 (-6.49%) Land $30,365 Building $193,987
2023$2,288.00 (+6.52%)$239,930 (+6.67%) Land $25,799 Building $214,131$239,930 (+6.67%) Land $25,799 Building $214,131
2022$2,148.00$224,928 Land $24,111 Building $200,817$224,928 Land $24,111 Building $200,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

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