3105 Susan Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3105 Susan Dr, Crestview, FL 32539 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,759 sqft Heated Area
Lot Size10,780 sqft (0.247 acres)
OccupancyOwner Occupied
Last Sale$203,000 (2018)
Tax Bill$1,515.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-988-4460-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jan 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 24, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
CERTAINTY HOME LOANS LLC
Nov 07, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2018 · Amount on Record
Deed SaleNov 07, 2018 · Amount on Record
Prior SaleOct 28, 2015 · Amount on Record
Deed Doc Number3242333
Deed Book / Page3374 / 1373
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019
Transaction TypeMortgage
Record UpdatedNov 16, 2021
Title CompanyKNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019

Mortgage

Document Number0035824248
DateOct 26, 2021
Book Page3582/4248
Instrument3499719
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term339 Months
DueJan 01, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035184693
DateJan 19, 2021
Book Page3518/4693
Instrument3422577
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term347 Months
DueDec 01, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034203635
DateSep 24, 2019
Book Page3420/3635
Instrument3307020
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 07, 2018
Property Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019
Document Number0033741373
Book / Page3374 / 1373
Map ReferenceMB23 PG81
Instrument DateOct 31, 2018
Instrument3242333
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6813 GALPIN DR, 6813, COLORADO SPRINGS, CO 80925-8445

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 SUSAN DR, CRESTVIEW, FL 32539-9019

Mortgage

Document Number0003242334
DateNov 07, 2018
Instrument3242334
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,515.00 (+6.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$187,358 (+5.99%)$225,934 (-15.37%) Land $30,365 Building $195,569
2023$1,417.00 (+2.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$176,775 (+3%)$266,973 (+6.67%) Land $25,799 Building $241,174
2022$1,379.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$171,626$250,289 Land $24,111 Building $226,178

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 833 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-988-4460-8
Alternative APN
  • 34-4N-23-1200-000A-0050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,759 sqft Heated Area
Gross Area2,435 sqft Gross Area
1st Floor1,759 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,780 sqft (0.247 acres)
Garage TypeFinished Garage
Garage Area400 sqft Garage
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area156 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3105 SUSAN DR
CityCRESTVIEW
StateFL
Zip32539-9019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODLANDS OF WHISPERING PINES LOT 5 BLK A
Legal Range23
Legal Township04N
Legal Section34
Legal SubdivisionTHE WOODLANDS OF WHISPERING PINES
Legal BlockA
Legal Lot Number5
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1007
Census Tract20303

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