Collier County property record for 3108 Terramar Dr, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2002 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Trust Name on File |
| Last Sale | $535,000 (Oct 2002) |
| Tax Bill | $5,096 (2025) |
| Flood Zone | Zone AH (high risk) |
| APN | 660525 323B21 |
| Primary APN | 660525 323B21 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,583 sqft (0.22 acres) |
| Pool Area | 312 sqft |
| Deck Area | 1,172 sqft |
| Street Address | 3108 TERRAMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | TERRAMAR LOT 32 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 21 |
| Legal Subdivision | TERRAMAR |
| Legal Tract | 660525 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | IMMOKALEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11209 |
3108 Terramar Dr is owner-occupied and held in a trust since June 2015.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3108 TERRAMAR DR, NAPLES, FL 34119-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2002 · Amount on File |
| Deed Sale | Oct 10, 2002 · Amount on File |
| Deed Book / Page | 3127 / 3234 |
| Last Transfer Date | Jun 4, 2015 |
| Transfer Doc | 0051611398 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3108 Terramar Dr was $5,096 with exemptions applied, up 2.4% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,735 (+2.7%) | $897,775 (-22.1%) Land $438,998 Building $458,777 | |
| 2025 | $5,096.00 (+2.37%) Homeowner's exemption Widower's exemption | $552,809 | $1,152,399 Land $726,128 Building $426,271 |
| 2024 | $4,978.00 (+0.89%) | ||
| 2023 | $4,934.00 (-3.58%) Homeowner's exemption Widower's exemption | $521,582 (+3%) | $1,170,824 (+50.66%) Land $609,394 Building $561,430 |
| 2022 | $5,117.00 Homeowner's exemption | $506,390 | $777,117 Land $179,064 Building $598,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3108 Terramar Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 545 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 545 in force |
| Nearby Flood Claims | 3 (2017–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3108 Terramar Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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