3092 Terramar Dr, Naples, FL 34119 Property Records

Collier County property record for 3092 Terramar Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	3,012 sqft · built 2002
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$1,900,000 (Apr 2025)
Tax Bill	$14,464 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`660525 453B21`

Property Details

APN / Parcel Number

Primary APN	`660525 453B21`
Alternative APN	`76713000949`

Interior

Stories	1 Story
Building Area	3,012 sqft Living Area
1st Floor Area	3,012 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	308 sqft
Deck Area	1,139 sqft

Location & Zoning

Street Address	3092 TERRAMAR DR
City	NAPLES
State	FL
Zip	34119-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMAR LOT 45
Legal Range	26
Legal Township	48
Legal Section	21
Legal Subdivision	TERRAMAR
Legal Tract	660525
Legal Block	1
Legal Lot Number	45
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1034
Census Tract	11209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	34 MOORINGS DR, LAKE SAINT LOUIS, MO 63367-2070
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	20256670508
Deed Book / Page	6459 / 2093
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 6, 2017
Property Address	3092 TERRAMAR DR, NAPLES, FL 34119-7701
Document Number	0054120722
Book / Page	5412 / 0722
Map Reference	MB34 PG8
Instrument Date	Jun 30, 2017
Instrument	5425658
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 RIDGE DR, 79, NAPLES, FL 34108-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 TERRAMAR DR, NAPLES, FL 34119-7701

Mortgage

Document Number	0005425659
Date	Jul 6, 2017
Instrument	5425659

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	10%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,177,020 (-23.24%) Land $446,522 Building $730,498	$1,177,020 (-23.24%) Land $446,522 Building $730,498
2025	$14,464.00 (-7%) Homeowner's exemption	$1,533,326 (-1.69%) Land $963,749 Building $569,577	$1,533,326 (-1.69%) Land $963,749 Building $569,577
2023	$15,552.00 (+72.02%)	$1,559,645 (+124.25%) Land $808,815 Building $750,830	$1,559,645 (+50.05%) Land $808,815 Building $750,830
2022	$9,041.00	$695,482	$1,039,391 Land $240,810 Building $798,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20