3109 Terramar Dr, Naples, FL 34119 Property Records

Collier County property record for 3109 Terramar Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,315 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$628,000 (Mar 2021)
Tax Bill	$6,955 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`660525 143B21`

Property Details

APN / Parcel Number

Primary APN	`660525 143B21`
Alternative APN	`76713000321`

Interior

Stories	1 Story
Building Area	2,315 sqft Living Area
1st Floor Area	2,315 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Pool Area	240 sqft
Deck Area	520 sqft

Location & Zoning

Street Address	3109 TERRAMAR DR
City	NAPLES
State	FL
Zip	34119-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMAR LOT 14
Legal Range	26
Legal Township	48
Legal Section	21
Legal Subdivision	TERRAMAR
Legal Tract	660525
Legal Block	1
Legal Lot Number	14
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1034
Census Tract	11209

Owner

3109 Terramar Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3109 TERRAMAR DR, NAPLES, FL 34119-7704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Oct 21, 2004 · Amount on File
Deed Document Number	20216018848
Deed Book / Page	5908 / 3187
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 15, 2021
Property Address	3109 TERRAMAR DR, NAPLES, FL 34119-7704
Document Number	0059083187
Book / Page	5908 / 3187
Map Reference	MB 34 PG 8&9
Instrument Date	Mar 11, 2021
Instrument	6018848
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	PATRIOT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 TERRAMAR DR, 3109, NAPLES, FL 34119-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 TERRAMAR DR, NAPLES, FL 34119-7704

Mortgage

Document Number	0059083190
Date	Mar 15, 2021
Instrument	5908/3190

Lender

Name	SIGNATURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Terramar Dr was $6,955 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,617 (+7.42%)	$850,871 (-8.89%) Land $380,724 Building $470,147
2025	$6,955.00 Homeowner's exemption	$743,421	$933,843 Land $545,360 Building $388,483
2023	$6,748.00 (-2.82%) Homeowner's exemption	$701,426 (+3%)	$994,319 (+46.01%) Land $481,775 Building $512,544
2022	$6,944.00 Homeowner's exemption	$680,996 Land $135,842 Building $545,154	$680,996 Land $135,842 Building $545,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 Terramar Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Terramar Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20