Collier County property record for 3097 Terramar Dr, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 3,033 sqft · built 2000 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,300 (Oct 2000) |
| Tax Bill | $6,002 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 660525 113B21 |
| Primary APN | 660525 113B21 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,033 sqft Living Area |
| 1st Floor Area | 3,033 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Pool Area | 392 sqft |
| Deck Area | 742 sqft |
| Street Address | 3097 TERRAMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | TERRAMAR LOT 11 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 21 |
| Legal Subdivision | TERRAMAR |
| Legal Tract | 660525 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | IMMOKALEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11209 |
3097 Terramar Dr is owned and occupied by an individual who bought it in October 2000.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3097 TERRAMAR DR, NAPLES, FL 34119-7702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2000 · Amount on File |
| Deed Sale | Oct 31, 2000 · Amount on File |
| Deed Book / Page | 2737 / 2997 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3097 Terramar Dr was $6,002 with exemptions applied.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,578 (+2.7%) | $1,011,299 (-1.58%) Land $371,144 Building $640,155 | |
| 2025 | $6,002.00 Homeowner's exemption Widower's exemption | $648,080 | $1,027,527 Land $518,125 Building $509,402 |
| 2023 | $5,816.00 (-3.47%) Homeowner's exemption Widower's exemption | $611,471 (+3%) | $1,127,318 (+33.91%) Land $457,716 Building $669,602 |
| 2022 | $6,025.00 Homeowner's exemption Widower's exemption | $593,661 | $841,857 Land $129,668 Building $712,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3097 Terramar Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 545 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 545 in force |
| Nearby Flood Claims | 3 (2017–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3097 Terramar Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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