Richmond City property record for 3107 Cottingham Rd, Richmond, VA 23225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 1961 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,355 (Jan 2003) |
| Tax Bill | $3,852 (2026) |
| Deeds & Mortgages | May 2018 Transfer Jan 2017 Mortgage |
| APN | C-003-0027-018 |
| Primary APN | C-003-0027-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,301 sqft (0.489 acres) |
| Lot Dimensions | 209 ft deep x 82 ft wide |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3107 COTTINGHAM RD |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23225-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 SINGLE |
| Legal Description | STRATFORD HILLS L12 BA SV; 0082.18X0209.00 IRG0000.000 |
| Legal Subdivision | V STRATFORD HILLS |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70300 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8710 HICKORY RD, SOUTH CHESTERFIELD, VA 23803-1241 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 4, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2003 · Amount on Record |
| Deed Sale | Jan 31, 2003 · Amount on Record |
| Deed Book / Page | 300 / 3541 |
| Last Transfer Date | Apr 26, 2018 |
| Transfer Doc | 0000008938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | May 4, 2018 |
| Property Address | 3107 COTTINGHAM RD, RICHMOND, VA 23225-1411 |
| Document Number | 0000008938 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 8938 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8710 HICKORY RD SOUTH CHESTERFIELD VA 238031241, SOUTH CHESTERFIELD, VA 23803-1241 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3107 COTTINGHAM RD, RICHMOND, VA 23225-1411 |
| Document Number | 0000003054 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3107 COTTINGHAM RD RICHMOND VA 232251411, RICHMOND, VA 23225-1411 |
| Document Number | 0000003054 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 3054 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2032 |
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,852.00 (+7.36%) | $321,000 (+11.46%) Land $86,000 Building $235,000 | $321,000 (+11.46%) Land $86,000 Building $235,000 |
| 2025 | $3,588.00 (+17,84%) | ||
| 2024 | $288,000 Land $77,000 Building $211,000 | ||
| 2023 | $288,000 Land $77,000 Building $211,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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