3025 Cottingham Rd, Richmond, VA 23225 Property Records

Richmond City property record for 3025 Cottingham Rd, Richmond, VA 23225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 1960
Lot Size	0.494 acres (21,519 sqft)
Owner	Individual Name on File
Last Sale	$376,000 (Feb 2022)
Tax Bill	$5,316 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
APN	`C-003-0082-004`

Property Details

APN / Parcel Number

Primary APN	`C-003-0082-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	686 sqft
Finished Basement	504 sqft
Unfinished Basement	182 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,519 sqft (0.494 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3025 COTTINGHAM RD
City	RICHMOND
State	VA
Zip	23225-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SINGLE
Legal Description	STRATFORD HILLS L2 BC SV; 0105.00X0210.00 IRG0000.000
Legal Subdivision	PLAN OF STRATFORD HILLS
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1000
Census Tract	70300

Owner

3025 Cottingham Rd is owned and occupied by an individual who bought it in February 2022.

Source: Richmond City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3025 COTTINGHAM RD, RICHMOND, VA 23225-1409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Deed Document Number	20223587
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Feb 11, 2022
Property Address	3025 COTTINGHAM RD, RICHMOND, VA 23225-1409
Document Number	0000003587
Instrument Date	Feb 3, 2022
Instrument	220003587
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 COTTINGHAM RD, RICHMOND, VA 23225-1409

Mortgage

Document Number	0000003588
Date	Feb 11, 2022
Instrument	220003588

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2026 property tax bill for 3025 Cottingham Rd was $5,316, up 9.9% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,316.00 (+9.93%)	$443,000 Land $108,000 Building $335,000	$443,000 Land $108,000 Building $335,000
2025	$4,836.00
2024		$389,000 Land $96,000 Building $293,000
2023			$389,000 Land $96,000 Building $293,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3025 Cottingham Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3025 Cottingham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20