3101 Cottingham Rd, Richmond, VA 23225 Property Records

Richmond City property record for 3101 Cottingham Rd, Richmond, VA 23225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,642 sqft · built 1961
Lot Size	0.492 acres (21,432 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2021)
Tax Bill	$4,956 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
APN	`C-003-0027-020`

Property Details

APN / Parcel Number

Primary APN	`C-003-0027-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,432 sqft (0.492 acres)
Lot Dimensions	172 ft deep x 153 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	3101 COTTINGHAM RD
City	RICHMOND
State	VA
Zip	23225-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SINGLE
Legal Description	STRATFORD HILLS L13 BA SV; 0153.30X0172.88 IRG0000.000
Legal Subdivision	V STRATFORD HILLS
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1000
Census Tract	70300

Owner

3101 Cottingham Rd is owned and occupied by an individual who bought it in January 2021.

Source: Richmond City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3101 COTTINGHAM RD, RICHMOND, VA 23225-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Mar 4, 2002 · Amount on File
Deed Document Number	2021324
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jan 5, 2021
Property Address	3101 COTTINGHAM RD, RICHMOND, VA 23225-1411
Document Number	0000000324
Instrument Date	Dec 28, 2020
Instrument	324
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 COTTINGHAM RD RICHMOND VA 232251411, RICHMOND, VA 23225-1411

Mortgage

Document Number	325
Date	Jan 5, 2021
Instrument	325

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3101 Cottingham Rd was $4,956, up 8.1% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,956.00 (+8.12%)	$413,000 Land $108,000 Building $305,000	$413,000 Land $108,000 Building $305,000
2025	$4,584.00
2024		$368,000 Land $96,000 Building $272,000
2023			$368,000 Land $96,000 Building $272,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3101 Cottingham Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 Cottingham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20