Richmond City property record for 3100 Cottingham Rd, Richmond, VA 23225
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,586 sqft · built 1960 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Dec 2023) |
| Tax Bill | $5,928 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jan 2021 Sale & Mortgage |
| APN | C-003-0027-012 |
| Primary APN | C-003-0027-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,372 sqft |
| Finished Basement | 686 sqft |
| Unfinished Basement | 686 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,210 sqft (0.441 acres) |
| Lot Dimensions | 104 ft deep x 138 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 349 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Street Address | 3100 COTTINGHAM RD |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23225-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 SINGLE |
| Legal Description | STRATFORD HILLS L9 BA SU; 0138.57X0104.29 IRG0000.000 |
| Legal Subdivision | STRATFORD HILLS |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70300 |
Source: Richmond City assessment roll, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3100 COTTINGHAM RD, RICHMOND, VA 23225-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Warranty Deed, Transfer · ARM VIRGINIA CREDIT UNION INC |
| Jan 12, 2021 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Jan 12, 2021 · Amount on Record |
| Deed Document Number | 202317814 |
| Transfer Doc | 3131000209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Dec 1, 2023 |
| Property Address | 3100 COTTINGHAM RD, RICHMOND, VA 23225-1412 |
| Document Number | 0000017814 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 230017814 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3100 COTTINGHAM RD, RICHMOND, VA 23225-1412 |
| Document Number | 0000017815 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 230017815 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jan 12, 2021 |
| Property Address | 3100 COTTINGHAM RD, RICHMOND, VA 23225-1412 |
| Document Number | 0000000932 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 932 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3100 COTTINGHAM RD RICHMOND VA 232251412, RICHMOND, VA 23225-1412 |
| Document Number | 933 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 933 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,928.00 (+4.22%) | $494,000 (+7.39%) Land $108,000 Building $386,000 | $494,000 (+7.39%) Land $108,000 Building $386,000 |
| 2025 | $5,688.00 (+28,34%) | ||
| 2024 | $460,000 (+5.26%) Land $96,000 Building $364,000 | ||
| 2023 | $437,000 Land $86,000 Building $351,000 | $460,000 (+5.26%) Land $96,000 Building $364,000 | |
| 2022 | $437,000 Land $86,000 Building $351,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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