3106 Theodore St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3106 Theodore St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,717 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$165,222 (Oct 2012)
Tax Bill	$3,684 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-3-078-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-078-00-0`
Alternative APNs	`41527` `86715`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,717 sqft Gross Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Garage Area	441 sqft
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3106 THEODORE ST
City	AUGUSTA
State	GA
Zip	30909-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WILLHAVEN LOT 294 SEC 2 PH 3
Legal Subdivision	WILLHAVEN
Legal Phase	3
Legal Lot Number	294
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2005
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3106 THEODORE ST, AUGUSTA, GA 30909-0672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2012 · Amount on Record
Deed Sale	Oct 26, 2012 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	20126006
Deed Book / Page	1366 / 296
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3106 THEODORE ST, AUGUSTA, GA 30909-0672
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 THEODORE ST, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0019870000002017
Date	Oct 15, 2025
Book Page	0000001987/0000002017

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jan 1, 2042

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3106 THEODORE ST, AUGUSTA, GA 30909-0672
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 THEODORE ST, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0019160000002621
Date	Feb 15, 2024
Book Page	0000001916/0000002621

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Jan 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3106 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0017510418
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0017510418
Date	Nov 13, 2020
Book Page	001751/000418

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Nov 12, 2042

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,684.00 (-16.23%)
2025	$4,398.00 (+29.35%)	$144,356 (+4.43%) Land $15,600 Building $128,756	$360,890 (+4.43%) Land $39,000 Building $321,890
2023	$3,400.00 (-27.91%) Homeowner's exemption	$138,236 (-13.22%) Land $15,600 Building $122,636	$345,590 (-13.22%) Land $39,000 Building $306,590
2022	$4,716.00	$159,302 Land $15,600 Building $143,702	$398,254 Land $39,000 Building $359,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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