3104 Theodore St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3104 Theodore St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,690 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,500 (Oct 2018)
Tax Bill	$469 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-3-079-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-079-00-0`
Alternative APNs	`41528` `86716`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,690 sqft Gross Area
1st Floor Area	1,220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 57 ft wide
Garage Area	400 sqft
Porch	Porch
Porch Area	134 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3104 THEODORE ST
City	AUGUSTA
State	GA
Zip	30909-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WILLHAVEN LOT 295 SEC 2 PH 3
Legal Subdivision	WILLHAVEN
Legal Phase	3
Legal Lot Number	295
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2005
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3104 THEODORE ST, AUGUSTA, GA 30909-0672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Feb 27, 2013 · Amount on Record
Deed Document Number	20186594
Deed Book / Page	1649 / 1431
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3104 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0017120931
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0017120931
Date	Jan 22, 2020
Book Page	001712/000931

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 21, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Oct 10, 2018
Property Address	3104 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0016491431
Book / Page	001649 / 001431
Instrument Date	Oct 3, 2018
Instrument	51379
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	16491434
Date	Oct 10, 2018
Book Page	001649/001434
Instrument	51381

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$469.00 (-26.49%)
2025	$638.00 (+57.53%)	$128,084 (+12.65%) Land $15,600 Building $112,484	$320,210 (+12.65%) Land $39,000 Building $281,210
2023	$405.00 (-24.72%) Disabled Person's exemption Veteran's exemption	$113,696 (+6.39%) Land $15,600 Building $98,096	$284,240 (+6.39%) Land $39,000 Building $245,240
2022	$538.00	$106,868 Land $15,600 Building $91,268	$267,171 Land $39,000 Building $228,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Theodore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures