3101 Theodore St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3101 Theodore St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,870 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$198,900 (May 2012)
Tax Bill	$3,842 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-3-054-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-054-00-0`
Alternative APNs	`41503` `86399`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,870 sqft Gross Area
1st Floor Area	1,569 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3101 THEODORE ST
City	AUGUSTA
State	GA
Zip	30909-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WILLHAVEN LOT 297 SEC 1 PH 3
Legal Subdivision	WILLHAVEN
Legal Phase	3
Legal Lot Number	297
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2010
Census Tract	10207

Owner

3101 Theodore St is owned and occupied by two individuals who bought it in May 2012.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3101 THEODORE ST, AUGUSTA, GA 30909-0672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER AND COMPANY
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO
Apr 24, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2012 · Amount on File
Deed Sale	May 11, 2012 · Amount on File
Prior Sale	Mar 26, 2012 · Amount on File
Deed Document Number	20122731
Deed Book / Page	1345 / 239
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3101 THEODORE ST, AUGUSTA, GA 30909-0672
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 THEODORE ST, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0017840000002567
Date	Jun 10, 2021
Book Page	0000001784/0000002567
Instrument	2021020412

Lender

Name	JAMES B NUTTER AND COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3101 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0017292013
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0017292013
Date	Jun 16, 2020
Book Page	001729/002013

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	3101 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0016301646
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 THEODORE ST AUGUSTA GA 309090672, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0016301646
Date	May 30, 2018
Book Page	001630/001646

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3101 Theodore St was $3,842, down 4.1% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,842.00 (-4.07%)
2025	$4,005.00	$131,584 Land $15,600 Building $115,984	$328,960 Land $39,000 Building $289,960
2023	$3,454.00 (-5.16%)	$121,344 (+4.66%) Land $15,600 Building $105,744	$303,360 (+4.66%) Land $39,000 Building $264,360
2022	$3,642.00	$115,936 Land $15,600 Building $100,336	$289,841 Land $39,000 Building $250,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3101 Theodore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 Theodore St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Theodore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures