3103 Theodore St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3103 Theodore St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,840 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2022)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-3-080-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-080-00-0`
Alternative APNs	`41529` `86717`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,840 sqft Gross Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86717
Street Address	3103 THEODORE ST
City	AUGUSTA
State	GA
Zip	30909-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WILLHAVEN LOT 298 SEC 2 PH 3
Legal Subdivision	WILLHAVEN
Legal Phase	3
Legal Lot Number	298
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2010
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3103 THEODORE ST, AUGUSTA, GA 30909-0672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Nov 10, 2022	Limited Warranty Deed, Transfer · VA Mortgage SOUTHSTATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2022-008556
Deed Book / Page	1865 / 2560
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3103 THEODORE ST, AUGUSTA, GA 30909-0672
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 THEODORE ST, AUGUSTA, GA 30909-0672

Mortgage

Document Number	0017960000002094
Date	Aug 17, 2021
Book Page	0000001796/0000002094
Instrument	2021027893

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Nov 10, 2022
Property Address	3103 THEODORE ST, AUGUSTA, GA 30909-0672
Document Number	0018652560
Book / Page	1865 / 2560
Instrument Date	Nov 10, 2022
Instrument	2022-008556
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 THEODORE ST, AUGUSTA, GA 30909-0672
Investor	Possibly a Property Investor

Mortgage

Document Number	2022044764
Date	Nov 10, 2022
Instrument	2022044764

Lender

Name	SOUTHSTATE BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,872.00 (+41.21%)	$131,636 (+13.48%) Land $15,600 Building $116,036	$329,090 (+13.48%) Land $39,000 Building $290,090
2023	$2,742.00 (-20.52%) Homeowner's exemption	$116,000 (+6.33%) Land $15,320 Building $100,680	$290,000 (+6.33%) Land $38,300 Building $251,700
2022	$3,450.00	$109,096 Land $15,600 Building $93,496	$272,740 Land $39,000 Building $233,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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